If you feel stuck, uncertain, or overwhelmed by financial decisions, not because you lack effort, but because you lack clear information, this may be a good fit.

I work with clients who want to:

• Know exactly how much money they have to work with each month

• See realistic options clearly laid out, with pros and cons

• Decide for themselves what matters most right now

• Follow through on decisions they’ve chosen

This is not about being told what you should do.

It’s about knowing what you can do, and choosing deliberately.

Financial coaching should feel practical, not preachy.

My work starts with the basics:

• Income

• Expenses

• Cash remaining after both

From there, we focus on building a system that helps you track your money and stay organized in a way that actually works for you.

Once your cash flow is clear, we look at how that cash could be used toward your goals. There isn’t a single right answer. The idea is to understand the trade-offs and choose a direction that makes sense for your situation.

My role is to:

• Lay out options clearly

• Explain trade-offs

• Ask questions that sharpen your thinking

• Help you build a system you understand and trust

You decide what action to take.

I help you stay accountable to the choices you make.

This is:

• One-on-one financial coaching

• Focused on understanding cash flow and building practical systems

• Centered on your priorities, not a preset plan

This is not:

• Financial planning or investment advice

• A one-size-fits-all program

• A lecture on what you “should” be doing